Spairal Commerce - Business transactions

Spairal finance portal allows you to accelerate debt financing through financial institutions. As a result, the creditor may charge faster, while the debtor may postpone the date of the payment.

The finance portal covers financial flows, allowing Spairal customers to make accurate information on the financial status of their invoices available to their suppliers and creditors.

The Spairal finance portal covers the shared flow of Accounts Payable from the customer's perspective and Accounts Receivable from the perspective of the creditors.

Functions:

CONSTANT ACCESS TO STATES

Quick access to the current information on the financing status of the selected invoice.

ACCESS FOR ALL PARTIES

Our solution allows different types of financing, also those that need the confirmation of the commercial partner.

INTEGRATION WITH BANKING SYSTEMS.

Secure transmission of data exchanged with the banking systems.

INVOICE SELECTION

Quick selection of invoices that must be financed by the Bank. If the invoice meets the conditions established in the agreement with the Bank, the user can select the type of funding available.

What it offers you:

Invitation and automatic registration of new suppliers/creditors.
Accurate status of each supplier and creditor invoice.
Advance feedback via confirming. It also shows the total amount anticipated, something that helps the supplier / creditor's cash forecasts.
Complete traceability of all states for what has happened each invoice.
System of search by points of delivery / operational points.
System of notifications of the status of the invoices to which it has subscribed.

Advantages for the customer:

Save on administrative and management costs for a significant reduction in handling procedures and supplier and creditor services.
It reinforces the relationship of the client with its suppliers / creditors by providing them with an online platform that facilitates the collection.

Advantages for suppliers / creditors:

Quick and easy to manage your invoices. You can access the status of your invoices immediately. In case the collection process has stopped, they will be aware of it quickly and thus be able to reactivate the collection process as soon as possible.
You can study how much you are paid on each invoice by confirming and choose to anticipate the ones you need.
It has no cost to them.

Finance portal